Financing your home improvement projects

We work with EnerBank USA to bring affordable financing options to our customers.  They are a reputable company that we have partnered with for a number of years.

Appication Process

  • We submit an application for a pre-approval.  You can do this through the link provided here, or you can call us to do an application over the phone.
  • Once your application is processed EnerBank will let you know what you're approved for, your rate, term and payment.
  • After your run your application you will need to call EnerBank to verify the loan information.
  • After the docs are signed we will place you on our production schedule.
  • Next your docs are signed and we will place you on our production schedule.
  • Your payments will begin approximately 150 days after the date of application.

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Commonly Asked Questions

  • Rates and terms change, but most rates for our customers are between 8.99% - 14.99%
  • Keep in mind, this is typically an unsecured loan, meaning they don't put a lien on your property. That means the rates are going to be higher than a secured bank loan (like a home equity), but usually lower than another unsecured loan or credit cards.
  • There is no pre-payment penalty, so you can pay extra each month, or pay it off early.
  • Loan Terms:
    $10,000+ = 12 years
    $7500+ = 10 years
    $3500+ = 7 years
    $1500+ = 5 years
    $1000+ = 3 years
  • EnerBank's Contact Information:
    Contractor ID: 90085
    Loan Code: TFE232

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