We work with EnerBank USA to bring affordable financing options to our customers. They are a reputable company that we have partnered with for a number of years.
Application Process
The first step is to submit an application to EnerBank for pre-approval. You can do this through the link provided here, or you can call EnerBank to do an application over the phone.
Once your application is processed EnerBank will let you know what you're approved for, your rate, term and payment.
After your run your application you will need to call EnerBank to verify the loan information.
After the docs are signed we will place you on our production schedule.
Your payments will begin approximately 180 days after the date of application.
Rates and terms change, but most rates for our customers are between 8.99% - 14.99%
Keep in mind, this is typically an unsecured loan, meaning they don't put a lien on your property. That means the rates are going to be higher than a secured bank loan (like a home equity), but usually lower than another unsecured loan or credit cards.
There is no pre-payment penalty, so you can pay extra each month, or pay it off early.
Loan Terms: $10,000+ = 12 years $7500+ = 10 years $3500+ = 7 years $1500+ = 5 years $1000+ = 3 years